Loan files verified before decisioning.
A loan file is a decision waiting on documents. Ceertia checks completeness, identity and amount consistency at intake, with evidence your compliance team can audit. KYC packs and supplier invoices run through the same engine.
Why these files pile up.
Application files arrive in volume, each with its own mix of identity, income and banking documents.
Analysts burn hours matching names, incomes and IBANs across documents before real analysis starts.
Doctored payslips, mismatched identities and duplicate applications mean credit losses and regulatory exposure.
Inside a typical file.
What Ceertia actually asks.
Every question is a rule. Every answer is a verdict, backed by cited evidence: page, zone, source text.
Is the identity identical on the ID document and the proof of address?
Do the declared incomes match between the payslips and the tax notice?
Is the IBAN identical between the invoice and the contract?
Has this applicant or document already appeared in another file?
Are all documents the credit policy requires present and current?
One risk level per file, always sourced.
Ceertia also cross-checks each file against external sources and your own portfolio. The risk level always shows its sources.
If a standardized use case misses the 90% quality floor on a file, that file is not billed. You pay for volume processed. No setup fee, unlimited users, unlimited use cases.
See it run on your loan files.
Bring one real file to a 30-minute demo. Watch the verification run, evidence on screen.